Bad credit cant get a loan?

Pay check loans are bad news because of their interest rates and penalties but they are an option ... advance america and others like these can help with a crisis but i don't recommend them ... do you have any ets like a paid off car that you can use as collateral ... if so you can get a loan usually using your title as surety for the loan ... try getting a relative to loan you some money or sell some stuff on craigslist or ebay ... gold necklace's and rings or coins go for nice money right now with gold selling for 1500 an ounce !!